$448M a year, billed to homes and farms
$46.57 per $1,000 of taxable value — 1.63% of appraised value · 15th highest rate of 88
62% to schools · taxable value $11.38B, +35% in three years
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Lorain County
Where Lorain County’s $448M goes
- Schools $276M
- County services $88M
- Fire, police, roads & local services $57M
- Career-technical schools $16M
- Libraries $8M
- Other services $3M
How it was approved
$365M passed by voters · 82%
levies approved at the ballot, in any year
$83M never on a ballot · 18%
inside millage, levied without a vote
Of the $276M to schools, $236M was voted and $40M is unvoted inside millage.
Where these school districts’ money comes from: 52% local taxes, mostly this property tax · 33% the state, from income, sales and cigarette taxes and the lottery · 15% federal money and fees. The state’s share is never on a property tax bill. The Schools section has it district by district. Where the money comes from is the state’s split, by the accounting code each district files it under. A district’s bookkeeping can put local money, such as payments from development (TIF) districts, in another column.
Homes and farmland (Class I) at the certified net rates, before the homestead exemption. Commercial property is rated separately.
Homeowners 65 and over in Lorain County
35% of the homes their owners live in, in Lorain County, belong to someone 65 or older — about 33,000 homes.
Ohio: 33%
Owners who are 65 or older, or disabled, can claim Ohio’s homestead exemption, which takes part of a home’s value off the bill; most must have an income under the state’s limit. From the U.S. Census Bureau’s American Community Survey, 2020–2024 five-year estimates (table B25007, owner-occupied homes by the age of the householder). A survey, so every figure has a margin of error.
What goes unpaid in Lorain County is under Unpaid & foreclosures →
The school districts in Lorain County
Each has its own page, with the same chapters as this one. The district with the most of the county’s homes comes first; a heading sorts by its column.
| District activate to sort by District | School levies per $100,000 activate to sort by School levies per $100,000 | Test scores activate to sort by Test scores | Spent per student activate to sort by Spent per student |
|---|---|---|---|
| North Ridgeville City 15% of the homes here | $1,041 | 192nd of 607 | $13,884 |
| Avon Lake City 14% of the homes here | $1,116 | 44th of 607 | $17,537 |
| Avon Local 12% of the homes here | $1,062 | 40th of 607 | $14,306 |
| Elyria City Schools 9% of the homes here | $1,022 | 577th of 607 | $16,540 |
| Midview Local 8% of the homes here | $853 | 237th of 607 | $15,944 |
| Amherst Exempted Village 8% of the homes here | $953 | 222nd of 607 | $13,980 |
| Lorain City 8% of the homes here | $722 | 607th of 607 | $20,981 |
| Keystone Local 4% of the homes here | $753 | 280th of 607 | $14,910 |
| Columbia Local 4% of the homes here | $873 | 122nd of 607 | $15,932 |
| Firelands Local 4% of the homes here | $776 | 195th of 607 | $14,205 |
| Sheffield-Sheffield Lake City 4% of the homes here | $1,085 | 372nd of 607 | $18,220 |
| Wellington Exempted Village 3% of the homes here | $664 | 510th of 607 | $17,586 |
| Oberlin City Schools 3% of the homes here | $821 | 408th of 607 | $24,993 |
| Vermilion Local 2% of the homes here · based in Erie County | $756 | 318th of 607 | $17,933 |
| Clearview Local 1% of the homes here | $735 | 573rd of 607 | $17,419 |
| Black River Local 1% of the homes here · based in Medina County | $679 | 371st of 607 | $19,281 |
| Olmsted Falls City <1% of the homes here · based in Cuyahoga County | $1,282 | 186th of 607 | $17,200 |
| New London Local <1% of the homes here · based in Huron County | $498 | 414th of 607 | $24,287 |
| Strongsville City <1% of the homes here · based in Cuyahoga County | $834 | 72nd of 607 | $17,857 |
| Mapleton Local <1% of the homes here · based in Ashland County | $463 | 282nd of 607 | $15,479 |
Swipe sideways for more columns.
School levies: what each district’s own levies charge a home its owner lives in, for every $100,000 the county values it at, tax year 2025. Test scores: the Performance Index rank among Ohio’s traditional districts, 2025-26. Spent per student: operating spending over enrolled pupils, 2024-25. Each district’s page says where every figure comes from.
The towns in Lorain County
Each has its own page: what a home there pays, who charges it, its levies and ballot, and its schools.
Cities and villages
Amherst · Avon · Avon Lake · Elyria · Grafton · Kipton · LaGrange · Lorain · North Ridgeville · Oberlin · Rochester · Sheffield · Sheffield Lake · South Amherst · Vermilion · Wellington
Townships
Amherst · Brighton · Brownhelm · Camden · Carlisle · Columbia · Eaton · Elyria · Grafton · Henrietta · Huntington · LaGrange · New Russia · Penfield · Pittsfield · Rochester · Sheffield · Wellington
Then your own bill
A county figure is a county figure. Your bill is your own taxing district’s rate on your own value.
Next door, clockwise from the north: Cuyahoga · Medina · Ashland · Huron · Erie
This is an estimate built from public records — not tax, legal or financial advice, and not an appraisal. Only your county’s own statement is authoritative about your bill. If you’re thinking of challenging your value, confirm the details with your county’s Board of Revision or a property-tax professional. The full terms.