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School budgets

Loveland City forecasts no shortfall through FY2030

Loveland City – 044271 (Hamilton) · Fiscal Year 2027 First Required Forecast (Fall)

Submission date: 08/24/2026

Loveland City’s own notes and assumptions for this forecast (PDF) →

Every Ohio school district files a budget forecast with the state: three years of actual figures, this year’s budget and the years ahead. On its own forecast, Loveland City stays above zero through FY2030 if its current levies are renewed and no new one passes.

Cash, June 30, 2026
$21.7M

4.2 months of that year’s spending

Runs short
Not by FY2030

on its own forecast, if its levies are renewed and no new one passes

New levy in the forecast
None

it counts no levy voters have not approved

Loveland City Schools on the November 3, 2026 ballot

Loveland City Schools has no tax issue on this ballot, on the Ohio Secretary of State’s list of local questions and issues as of September 18, 2026.

How its earlier votes went: since March 17, 2020, voters have decided 3 Loveland City Schools tax issues — 1 passed and 2 failed. Of the issues asking for new money, 1 of 3 passed.

Every tax issue on the ballot in Hamilton County →

Loveland City: cash, unencumbered, unreserved — four different balances

The forecast has four balance lines, and each is the one before it with something taken away or added. They are easy to mix up, and they are not the same number.

Line ActualFY2026 BudgetFY2027 ForecastFY2030
07.020 Cash balance at June 30Everything in the general fund's account at the end of the year. 21,686,517 20,144,535 1,171,318
08.010 Already committedEncumbrances: purchase orders and contracts signed, not yet paid. − 363,202 − 201,804 − 201,804
10.010 Unencumbered balanceWhat is free to spend. The state calls it the fund balance for certification of appropriations. 21,323,315 19,942,731 969,514
12.010 With renewalsThe balance if every renewal passes and nothing new does. 21,323,315 19,942,731 969,514
15.010 Unreserved fund balanceThe state's bottom line. In a forecast year it counts any new levy above as if it had passed. 21,323,315 19,942,731 969,514

Swipe sideways for more columns.

For past years the state asks for no renewal or new-levy money, so the unencumbered and unreserved balances are the same; cash is larger by what is already committed and set aside. In a forecast year the unreserved balance counts any new levy as if it had passed.

Loveland City’s forecast, line by line

Each line as Loveland City filed it with the state, in the state’s own format. Tap or hover over a line to see what it means.

Forecast line and description ActualFY2024 ActualFY2025 ActualFY2026 Current year budgetFY2027 Forecast year 1FY2028 Forecast year 2FY2029 Forecast year 3FY2030
01.010 General Property Tax (Real Estate)

Property tax on land and buildings — homes, farms and businesses — from levies voters have already approved.

35,505,978 37,030,211 38,901,540 38,534,502 38,857,003 39,000,163 39,350,179
01.020 Tangible Personal Property Tax

Property tax on the equipment of utilities, such as power lines, pipelines and power plants.

1,707,439 1,748,470 1,980,010 2,114,103 2,153,391 2,176,590 2,199,790
01.035 Unrestricted Grants-in-Aid

State aid the district may spend on anything — mostly Ohio's school funding formula.

12,383,091 12,726,686 13,360,576 13,533,278 13,545,563 13,524,825 13,504,633
01.040 Restricted Grants-in-Aid

State aid that must be spent on set purposes, such as help for pupils from low-income families.

793,570 703,824 420,147 353,717 346,496 340,539 333,904
01.050 State Reimbursement for Property Tax Credits

The part of homeowners' property tax the state pays for them: the 10% and 2.5% rollbacks and the homestead exemption.

3,909,929 4,007,883 4,048,890 4,093,415 4,134,617 4,149,421 4,185,853
01.060 All Other Operating Revenue

Everything else that comes in: fees, tuition from other districts, interest, rentals and gifts.

2,720,368 5,117,509 4,601,112 4,167,483 4,159,569 4,160,199 4,160,828
01.070 Total Revenue

All of the revenue above, added together.

57,020,374 61,334,582 63,312,274 62,796,498 63,196,639 63,351,737 63,735,187
02.040 Operating Transfers-In

Money moved into the general fund from the district's other funds.

32,250 0 0 0 0 0 0
02.060 All Other Financing Sources

One-off money, such as refunds of past spending or the sale of property.

724,171 228,964 465,003 606,315 537,459 537,459 756,315
02.070 Total Other Financing Sources

All of the other money coming in, lines 2.010 to 2.060, added together.

756,421 228,964 465,003 606,315 537,459 537,459 756,315
02.080 Total Revenue and Other Financing Sources

Everything coming in for the year: revenue plus other money coming in.

57,776,795 61,563,547 63,777,277 63,402,813 63,734,098 63,889,196 64,491,503
03.010 Personal Services - Employee Salaries & Wages

Salaries and wages for teachers and every other employee.

34,469,646 36,441,936 37,456,251 38,147,563 39,346,235 41,071,541 42,583,510
03.020 Employees' Retirement and Insurance Benefits

The district's share of staff pensions (STRS and SERS), health insurance, Medicare and workers' compensation.

11,607,246 12,069,137 13,139,417 13,260,149 13,960,709 14,825,091 15,846,955
03.030 Purchased Services

Services bought from outside: utilities, repairs, contracted services and tuition paid for pupils taught elsewhere.

6,747,277 6,634,685 8,070,986 9,432,950 9,937,322 10,282,832 10,642,745
03.040 Supplies and Materials

Textbooks, classroom supplies, fuel, food and other things the district buys.

1,745,862 2,206,463 1,940,211 2,112,703 2,142,139 2,172,268 2,197,492
03.050 Capital Outlay

Equipment, buses and building improvements paid for from the general fund.

5,012 3,772 28,014 26,014 26,014 26,014 26,014
04.300 Other Objects

Other costs, such as the county's fees for collecting its taxes, audits, elections, insurance and memberships.

856,241 855,514 948,910 964,463 981,735 999,318 1,017,217
04.500 Total Expenditures

Everything the district spends in the year, lines 3.010 to 4.300, added together.

55,431,284 58,211,507 61,583,789 63,943,842 66,394,154 69,377,064 72,313,933
05.010 Operational Transfers-Out

Money moved out of the general fund to the district's other funds, such as food service or athletics.

0 538,200 881,657 1,000,954 1,000,954 1,000,954 1,000,954
05.040 Total Other Financing Uses

All of the other money going out, lines 5.010 to 5.030, added together.

0 538,200 881,657 1,000,954 1,000,954 1,000,954 1,000,954
05.050 Total Expenditures and Other Financing Uses

Everything going out for the year: spending plus other money going out.

55,431,284 58,749,707 62,465,446 64,944,796 67,395,108 70,378,018 73,314,887
06.010 Excess Of Revenues and Other Financing Sources over (under) Expenditures and Other Financing Uses

The year's result: money in minus money out. A number in brackets means the district spent more than it took in.

2,345,511 2,813,840 1,311,831 (1,541,983) (3,661,010) (6,488,822) (8,823,384)
07.010 Beginning Cash Balance July 1 - Excluding Proposed Renewal/Replacement and New Levies

Cash in the general fund on July 1, the start of the school year — last year's ending cash.

15,215,335 17,560,846 20,374,686 21,686,517 20,144,535 16,483,525 9,994,703
07.020 Ending Cash Balance June 30 - Excluding Proposed Renewal/Replacement and New Levies

Cash on June 30, the end of the year: the starting cash plus the year's result, before any renewal or new levy.

17,560,846 20,374,686 21,686,517 20,144,535 16,483,525 9,994,703 1,171,318
08.010 Estimated Encumbrances June 30

Money already committed: purchase orders and contracts signed but not yet paid.

0 0 363,202 201,804 201,804 201,804 201,804
10.010 Fund Balance June 30 For Certification of Appropriations

What is free to spend: the ending cash less money already committed and money set aside — often called the unencumbered balance.

17,560,846 20,374,686 21,323,315 19,942,731 16,281,721 9,792,899 969,514
11.010 Income Tax - Renewal

An existing income tax the district expects voters to renew. Not yet voted on.

0 0 0 0 0 0 0
11.020 Property Tax - Renewal or Replacement

Existing property tax levies the district expects voters to renew or replace. Not yet voted on.

0 0 0 0 0 0 0
11.300 Cumulative Balance of Replacement/Renewal Levies

The renewals above, added up year after year.

0 0 0 0 0 0 0
12.010 Fund Balance June 30 For Certificates of Contracts Salary Schedules, and Other Obligations

The balance if every renewal passes and nothing new does.

17,560,846 20,374,686 21,323,315 19,942,731 16,281,721 9,792,899 969,514
13.010 Income Tax - New

A new income tax the district has written into its forecast. Not yet voted on.

0 0 0 0 0 0 0
13.020 Property Tax - New

A new property tax levy the district has written into its forecast. Not yet voted on.

0 0 0 0 0 0 0
13.030 Cumulative Balance of New Levies

The new levies above, added up year after year.

0 0 0 0 0 0 0
15.010 Unreserved Fund Balance June 30

The state's bottom line: the balance with renewals and new levies counted as if voters approve them.

17,560,846 20,374,686 21,323,315 19,942,731 16,281,721 9,792,899 969,514
20.010 Kindergarten - October count

Kindergarten pupils enrolled, counted each October.

289 265 274 337 338 320 316
20.015 Grades 1-12 - October count

Pupils in grades 1 to 12, counted each October.

3,568 3,487 3,385 3,213 3,103 3,013 2,908

Swipe sideways for more columns.

Dollars, except the two enrolment lines (20.010 and 20.015), which are pupils. A line that is zero in every year is left out, as the state’s report leaves it out — except the renewal and new-levy lines (11 and 13), which are always shown, because a zero there is the answer.

Loveland City’s levies, spending and test scores →

Another county or district

From the Ohio Department of Education and Workforce’s bulk forecast files — the filings its Forecast Submissions report shows one district at a time, to the dollar. A county’s figures are the traditional districts the state files under it, added together; Ohio’s are all of them. Each district writes its own forecast, and nothing here is estimated. The 49 career centers file their own forecasts and are listed under their home county, but are in no total: each serves several counties.